Debt Calculator

Calculate your debt by using our Debt Calculator, and you will be able to work out:
How much you can afford to pay your creditors every month
How much you are currently paying your creditors every month
How much you owe to your creditors
Making your debt easier to manage and helping you to choose the correct debt solution for you

Income (Per Month)
Your take home pay (including any regular overtime)						£
Partners take home pay (including any regular overtime)						£
Any Other regular income (child benefit, other benefit, pension, CSA, maintenance)						£
Income Name?						£
Income Name?						£
Total Income Per Month						£

Expenditure Per Month
Mortgage / Rent						£
Secured Loans						£
Contents and House Insurance						£
Food and Housekeeping						£
Council Tax						£
Water Rates						£
Electricity						£
Gas						£
Telephone						£
Mobile Telephone						£
TV License						£
Life Insurance Policy						£
Personal Pension						£
Car: Petrol						£
Car: Servicing						£
Car: Insurance						£
Car: Road Tax						£
Car: HP						£
Public Transport (Trains, Buses)						£
Childcare Costs						£
Medical and Dental						£
Clothing						£
Household Maintenance & upkeep						£
Total ExpenditurePer Month						£


Debts
Please let us know who you owe, Please enter the creditor name, amount per month you pay and the total outstanding to the creditor

	Reference#	Creditor Name	Monthly Payment	Total Owed to Creditor
	1
	2
	3
	4
	5
	6
	7
	8
	9
	10

Summary
Disposable Income						£ You need at least £100 to enter a DMP
Monthly Payments to Creditors						£
Total Owed to Creditors						£

Total Disposable Income Minus Creditor Payments						£ You have to spend each month


Send Details
If you would like to send this information by email please complete the fields below and press 'send details'.

Title
Forename
Surname
Telephone Number
Email Address

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Lauren Smith, Cheshire
	"I approached My-Debt to sort out my debts after my divorce came through. They contacted all my creditors....Read more...

Richard Harris, York
	"I was getting inundated with phonecalls from the people I owed money to, with only one phonecall....Read more...